Cadence Bank | Online Banking Services | App | Contact

Cadence Bank is a financial bank with locations in Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, and Illinois, as well as Two headquarters in Tupelo, Mississippi and Houston, Texas.

Raymond Trice and Company got a charter in 1876 to establish a bank in their hardware business in Verona, Mississippi. The banking activities were moved to Tupelo, Mississippi, in 1886, and the company was renamed Bank of Lee County, Mississippi.  It was eventually renamed the Tupelo Bank. In 1966, the bank changed its name to Bank of Mississippi.

The bank’s name was changed to Bancorp South in 1997.

The bank’s name was changed to Cadence Bank in October 2021. Cadence Bank Arena in Tupelo and Cadence Bank Amphitheatre in Atlanta are both named after the company.

Cadence Bank Overview:

What is the History Of Cadence Bank?

The bank purchased First Mississippi National Bank in 1987.

The bank purchased Volunteer Bank of Jackson, Tennessee, in 1992.

The bank acquired Alabama Bancorp in 1998.

In March 2019, the bank acquired Van Alstyne Financial Corporation of Van Alstyne, Texas, and Texas Star Bank, which is a wholly-owned subsidiary. Summit Financial Enterprises, Inc. of Panama City, Florida, and its wholly owned subsidiary, Summit Bank, National Association, were also bought by the bank. Van Alstyne Financial Corporation was purchased for 2,100,000 shares of Bancorp South common stock plus $20.500 million in cash, with the agreement offering a collar ranging from $80.000 million to $86.700 million on the overall deal value.

Summit Financial Enterprises, Inc. was purchased for 2,500,000 shares of Bancorp South common stock plus $20.000 million in cash, with the agreement providing a collar ranging from $95.000 million to $107.500 million on the overall deal value. Both mergers went into effect on September 1, 2019.

The bank purchased Texas First Bancshares, Inc. of Waco, Texas, and its wholly-owned subsidiary, Texas First State Bank, in September 2019 for 1,065,000 shares of Bancorp South common stock and $13.0 million in cash. The merger agreement specifies a collar on the total deal value of $38.8 million to $46.5 million.

The merger becomes effective on January 1, 2020.

Bancorp South Bank and Cadence Bancorporation agreed to combine in April 2021, with the combined companies using the Cadence Bank name. On October 29, 2021, the transaction was completed.

New Cadence in 2021

Cadence Bancorporation, Cadence Bank, N.A.’s parent company, was founded in the aftermath of the global financial crisis by a team of successful financial services veterans with a strong vision of revitalizing banks through new capital and experienced management.

Cadence Bank was renamed, and its stock remained to trade under the symbol “CADE” on the New York Stock Exchange. The merger resulted in the formation of a new, even better bank. The new Cadence is built on the characteristics that make the combined organization a one-of-a-kind financial services partner. This distinction can be seen in how the company works with customers – and with one another – to help the people, businesses, and communities it serves thrive.

Cadence Bank Services

Cadence Bank provides services to meet customers where they are in their financial journey, including professional guidance and a diverse range of products and services to help them achieve their goals.

Cadence Banking is an excellent choice for customers searching for a regional bank with a solid reputation and a wide range of services. The bank is also well-known for its excellent customer service and dedication to the communities it serves.

Cadence Online Banking Products and Services

• Checking
• Savings and CDs
• Credit Cards
• Online Banking and Mobile Banking
• Business Banking
• Loans and Lines of Credit
• Mortgages
• Insurance
• Wealth Management

Cadence Bank Online Service

Cadence Online Banking allows you to view all of your accounts in one place and completes financial tasks faster than ever before.

Cadence Bank Online Services:

• Online Business Banking
• Merchant Services
• Express Deposit Account
• Prepaid Card Account
• Payroll Card Account
• Gift Card Account
• Business Credit Card Access
• Trust Account
• Investments Account
• Insurance Portal

How to Register in Cadence Bank?

Follow Some Easy Steps to register in Cadence Online Bank:

Step 1: Open the Cadence Bank website in your browser visit: Online.cadencebank.com/Register.aspx.

Step 2: Insert your account number and Social Security number. Fill in Other Details Last Name, Zip Code, Birth Date, and account number and select the type of account you have.

Step 3: Click to Submit button.

Step 4: Create your User ID and password.

How to Login in Cadence Bank?

Step 1: Open the Cadence Bank website and go to the login page Online.cadencebank.com/Signin.aspx.

Step 2: Enter your User ID and password.

Step 3: Click on the login button.

Cadence Bank App Mobile Banking Service

Cadence Mobile Banking offers a variety of products and services to meet your needs, including the Mobile App, Mobile Wallet, Mobile Deposit, and more, no matter where you’ve been or where you’re going.

The Cadence Bank Mobile App gives you mobile control over your accounts. It lets you view account balances, and recent account activity, transfer funds, pay bills, live chat, remote deposit, and locate the nearest ATM or branch location.

Cadence Bank App Services

• Zelle
• Bill Pay
• External Transfer
• Online Statements
• Quicken and QuickBooks
• Personal Finance Manager
• Payment Centre
• Real-Time Alerts
• Secure Messaging

How to Download the Cadence Bank App?

Cadence Bank Mobile App is available for Both Devices Android and iPhone.

App Download on iPhone: Click Here

App Download in Android: Click Here

What are the Requirements to Use Cadence Online Banking in Zelle?

Zelle is an excellent way to send money to friends and family who bank anywhere other than where you do. That means its super simple to pitch in or get paid for things like coffee for coworkers or dinner with friends. Zelle is already available in many banking apps, so look for it in yours soon.

Requirements for Zelle App:

1) Must have a bank account in the U.S. to use Zelle®.

2)  Mobile network carrier fees might apply.

3) Early Warning Services, LLC owns Zelle and the Zelle-related marks, which are used under license herein.

Cadence Text Banking Service

Your text is in order for Cadence Banking. Text Banking allows you to send us simple, secure text inquiries to check your balances and account history, as well as transfer money between accounts, in seconds.

Simply register your phone number in Mobile Banking, enable Text Banking on the Mobile Banking site, and text at 74624 with one of these commands to begin Text Banking today:

1) BAL: To check your balance, use

2) HIST: to view the history of your account

3) HELP: to receive assistance with Text Banking

4) STOP: to deactivate Text Banking and Alerts

5) TFR: is used to transfer balances between internal accounts.

Cadence Bank Locations

To Find a Cadence Bank location near you Cadence Bank provides find a location online service.

Visit for Cadence bank locations Near You: Cadencebank.com/find-a-location

With over 400 full-service Cadence Bank Branches:

• 29 insurance locations,
• 111 mortgage locations,
• 32 wealth management locations,
• Over 400 ATMs
• Live Tellers

Cadence Bank Hours

Cadence Bank Contact Information

Mortgage Contact Email:

For New Loans:

ConsumerDirectMortgage@CadenceBank.com

For Existing Loans:

MtgSpecializedServices@CadenceBank.com

For Notices of Error and/or Details Requests regarding a loan secured by a home, send the notice or request to the following postal address, along with the loan account number and the name(s) on the account:

Cadence Bank ATTN: Notice of Error and Information Request

2910 West Jackson Street

Tupelo, MS 38801

Cadence Commercial Banking Contact

Cadence Bank Trust Contact

Cadence Bank Insurance Contact

Please contact your local Insurance office near you visit: cadencebank.com/find-a-location?filter=insurance for any insurance-related questions.

Pros and Cons of Cadence Banking

Pros

• Strong Reputation
• Wide range of services
• Good customer service
• Commitment to the communities it serves

Cons:

• Limited geographic reach
• Higher fees than some other banks

Conclusion

Cadence Bank is a good choice for customers searching for a regional bank with a strong track record and a wide range of services. Customers should be aware, however, of the bank’s restricted regional coverage and higher fees.

Frequently Asked Questions

Is Cadence Bank a Real Bank?

Cadence Bank is a commercial bank located in Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Oklahoma, Tennessee, Texas, and Illinois, as well as dual headquarters in Tupelo, Mississippi, and Houston, Texas.

What happened to Cadence Bank?

Following the agreement to merge with BancorpSouth Bank, Cadence Bank has a new logo. In October 2021, the merger was completed. Cadence Bank rang The Opening Bell at the New York Stock Exchange on Tuesday, Jan. 25 as part of its unveiling.

Is Cadence Bank a good Bank?

According to, it is one of the top 50 largest banks in the United States, with nearly $50 billion in assets. Cadence provides a wide range of personal and business banking accounts, lending products, investment and financial planning services, and other services.

Is Cadence Bank at risk?

Cadence Bank risk checks revealed no risks for CADE.

What is the ATM limit for Cadence Bank?

During every processing day, you may withdraw up to $400.00 (or the remaining balance, if less than $400.00) per Card from ATMs, and you may purchase products or services up to $10,000.00 (or your available balance, whichever is less) from points of sale.

Is Cadence Bank International?

Cadence Bank provides domestic and international money wire transfer services to help you move funds quickly and securely for your business. Wire transfers are particularly useful when a large payment must be sent and received on the same day.

What is Cadence Bank’s new name?

BancorpSouth and Cadence merged in October 2021 to form the new Cadence Bank.

Who is the CEO of Cadence Bank?

Cadence Bank’s Chairman and Chief Executive Officer is James D. Rollins III.

How old is Cadence Bank?

Cadence banking service all started in the back of a hardware store in 1876. Raymond Trice and Company, a small mercantile business in Verona, Mississippi, was granted a perpetual charter to open a bank in its store.

Is Cadence Bank a large Bank?

Cadence Bank (NYSE: CADE) is a major regional banking franchise with approximately $50 billion in assets and 400 branch locations throughout the South and Texas. Cadence offers a comprehensive range of innovative banking and financial solutions to consumers, businesses, and corporations.

What is the minimum opening deposit for Cadence Bank?

Cadence bank opening account deposit minimum amount required as little as $50.

Does Cadence Online banking?

Cadence Online Banking Provides services that include Viewing all of your accounts in one place and completing financial tasks faster than ever before.

Is Cadence an MNC?

Cadence Design Systems, Inc. (stylized as cadence), headquarters in San Jose, California, is a global computational software business that was founded in 1988 by the merger of SDA Systems and ECAD, Inc.