What is Ferguson Federal Credit Union?
Ferguson Federal Credit Union (FFCU) is a local banking company in Monticello, Mississippi. They’ve been around since 1968 and service all around the state. Ferguson FCU, like regular banks, is a member-owned cooperative, which means account holders are also owners.
Ferguson has been dedicated to improving the lives of those in the communities it serves for over 50 years. Since 2013, we have experienced exponential growth and have been recognized as one of Mississippi’s fastest-growing credit unions.
Ferguson commits to the global credit union objective of “people helping people” by providing the greatest quality products and services, the lowest fees, competitive interest rates, and the most personalized service in our area.
FFCU continues to grow and push the boundaries set by traditional financial institutions, but we remain committed to keeping our hometown vibe and attitude. Being a Ferguson member means more than just having a savings account or a loan; it means being a part of a truly wonderful community organization, working toward a similar goal with staff and fellow members, and contributing to a thriving cooperative.
Ferguson Federal Credit Union Customer Services
Ferguson Federal Credit Union provides many kinds of customer services to help its members. These services usually include:
Account Management: Users can manage their accounts, such as checking and savings accounts, loans, and credit cards. This includes the ability to monitor account balances, and transaction histories, and transfer funds between accounts.
Customers can access their accounts online or on their mobile devices at any time. This provides features such as bill payment, mobile check deposit, and account alerts.
Ferguson FCU provides a number of financing options, such as personal loans, auto loans, home mortgages, and credit lines. They assist with loan applications and provide low rates and flexible periods.
Customers can reach customer support representatives by phone, email, or in person at branch locations.
Customer Support: Consumers can contact customer service representatives via phone, email, or in-person at branch locations. They can help with account queries, transaction concerns, and general information about services.
Financial Counselling: Some credit unions provide financial guidance services to assist members with budgeting, debt management, and financial planning.
Members can apply for and manage debit and credit cards, as well as request card replacements, report lost or stolen cards, and monitor card activity.
Ferguson Federal Credit Union Online Banking
Ferguson Federal Credit Union’s Online Banking Ferguson FCU members benefit from a free, secure, and user-friendly service.
Manage a variety of financial activities anytime and anyplace with internet access:
- Access e-statements
- View the account balances and history
- Transfer funds between accounts (one-time or regular transactions)
- View checks written
- Make loan payments
- Change your address!
- Send secure messages
- Pay bills easily, whether one-time or recurring
- Schedule payments in advance
- Setup payment reminders
- Ensure that payments are received on time
- Keep all payee information in one easy spot
- Hold cash until paper drafts are submitted for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself with fewer branch excursions
Online bill payment is free with e-statement registration. Without e-Statement registration, online bill paying costs $4.00 for each payment.
FFCU Mobile Banking
Members engaged in Internet banking benefit from a fast, free, and secure service.
Easily keep track of your finances—even on the go:
- View the account balances.
- Review history.
- Transfer monies across accounts.
- Receive notifications.
- Pay your bills.
- Deposit checks with a few fast clicks.
- Available on any web-enabled cell phone or device.
- Save important time and effort; skip an additional trip to a branch.
Download Ferguson Federal Credit Union App Online
Ferguson Federal Credit Union e-Statements
- Fast, free, and simple alternative to paper statements
- Easier to access information when needed
- Eliminate records to prevent fraud and identity theft
- arrive faster than paper statements
- Simplify recordkeeping.
- Easily access previous statements
- Ability to download for permanent storage or print as needed
- Receive an email notification when a new statement is ready
How to Enroll Ferguson Federal Credit Union Online Banking?
Follow the simple steps below to Enroll Ferguson Federal Credit Union:
Step 1: Visit the Enroll Ferguson Federal Credit Union Enrollment Page https://bsdc.onlinecu.com/fgsn/.
Step 2: Click on the “Enroll” Button.
Step 3: Enter Member Number
Step 4: Enter Email Address and SSN
Step 5: Acknowledge the User Agreement and Click on Sign Up
Step 6: Now you see the message Successful signup – “Success! A temporary password has been sent to your email address.”
Step 7: Open your email for a temporary password
Step 8: Visit fergusonfcu.org and click on Online Banking
Step 9: Enter member number and temporary password sent tzlo your email and click on login.
Step 10: Reset User Name and Reset Password (Minimum of 8 characters)
Step 11: Set up three authentication questions
Step 12: Set up “confidence word” – this phrase or word will display your log-in page to let you know you are on the official site for Online Banking.
Now Ferguson Federal Credit Union Online Banking Enrollment is complete!
How to Login Ferguson Federal Credit Union Online Banking?
Follow these steps to login Ferguson Federal Credit Union Online Banking:
Step 1: Visit https://fergusonfcu.org/.
Step 2: Click on Online banking
Step 3: Enter Username and Password correctly
Step 4: Click on login
Now you have successfully logged in to Ferguson Federal Credit Union Online Banking and have access to your account information.
Ferguson federal credit union Main Branch Location
Monticello – 1026 E. Broad St., Monticello, MS 39654
Ferguson Federal Credit Union Hours
Monday | 8:30 a.m. To 4:30 p.m |
Tuesday | 8:30 a.m. To 4:30 p.m |
Wednesday | 8:30 a.m. To 4:30 p.m |
Thursday | 8:30 a.m. To 4:30 p.m |
Friday | 9:00 a.m. To 5:00 p.m |
Saturday | 8:30 a.m. To 12:00 p.m. |
Sunday | Closed |
Ferguson Federal Credit Union Contact Information
Customer Services Number: (601) 806 – 3328
Routing Number: 265377811